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1st Interest Checking

  • Above market checking account rate
  • 5 waived non-ODNB ATM surcharges per monthly statement cycle/$2 fee each thereafter
  • Convenient 24/7 account access via free online and mobile banking
  • Mobile Deposit
  • Person to Person payment solutions, including Apple Pay, Google Pay and Samsung Pay

Customers must meet the following requirements to earn higher interest:

  • $100 minimum opening deposit
  • At least one direct deposit into the account per statement cycle
  • A minimum of 10 non-pin based debit card transactions per statement cycle

Premier Checking

  • $100 minimum to open
  • $10 monthly service charge, if minimum daily balance falls below $500*
  • Free –first order printed checks
  • Free online banking with Bill Pay
  • Free debit card
  • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle; $2 fee each thereafter
  • Unlimited teller transactions
  • Unlimited check writing
*fees may reduce earnings

First Choice Checking

  • $100 minimum to open
  • No monthly service charge
  • Free first order printed checks
  • Free online banking with BillPay
  • Free debit card
  • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle; $2 fee each thereafter
  • Unlimited teller transactions
  • Unlimited check writing
  • Non-interest bearing

Gold Checking

  • Age 50 or better
  • $100 minimum to open
  • No monthly service charge
  • Free first order of printed checks
  • Online banking with BillPay
  • Free debit card, cashier's checks and notary service
  • $15 annual credit towards safety deposit box, if available
  • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle;  $2 fee each thereafter
  • Unlimited teller transactions
  • Unlimited check writing
  • Non-interest bearing

First Choice Money Market

  • $1,000 minimum to open
  • Monthly service charge of $10 if minimum daily balance falls below $1,000*
  • Free debit card
*fees may reduce earnings

Premium Personal Money Market

  • $50,000 minimum to open
  • Monthly service charge of $25 if minimum daily balance falls below $50,000
  • Free debit card
  • Combined statements available

First Choice Savings

  • $100 minimum to open
  • $5 monthly service charge if minimum daily balance falls below $100*
  • Available as a Roth or Traditional Individual Retirement Account
*fees may reduce earnings

Youth Savings

  • $10 minimum to open
  • No monthly service charge for youth – age 18 years and younger
  • Unlimited deposits

Certificate of Deposit

  • CDs range in terms from 6 Months to 60 Months
  • $500 minimum to open
  • Withdrawals of principal before maturity date may be subject to an early withdrawal fee.*
  • Interest begins to accrue on the business day a deposit is made. Fees may reduce earnings.
  • Available as a Roth or Traditional Individual Retirement Account. IRA CDs range in terms from 12 Months to 60 Months.
  • Federal and state penalties may apply to amounts withdrawn from IRAs when made prior to age 59 ½. Please consider speaking to a tax professional before making withdrawals from your IRA.
*fees may reduce earnings

Consumer Services

  • Online banking & bill payment
  • Person to person (P2P) payment technology
  • Mobile capture & mobile banking*
  • Mobile Wallet (SamsungPay, GooglePay, ApplePay)
  • Text Banking
  • Debit/ATM card*
*service offered with certain products and consumers must meet minimum qualifications to obtain

Insured Cash Sweep (ICS)

Centre 1st Bank, the Pennsylvania division of Old Dominion National Bank, has partnered with Promontory to bring you two exciting products that allow you to deposit funds with confidence. With ICS (Insured Cash Sweep) you can earn interest and access multi-million dollar FDIC Insurance coverage. ICS allows you access to your funds daily, allowing you to enjoy liquidity in your transaction account with ODNB. We also offer CDARS, allowing access to FDIC insurance while enjoying the benefits of a high dollar certificate of deposits. Ask your Banker for more information.

Learn more


Certificate of Deposit Registry Service (CDARS)

CDARS (Certificate of Deposit Registry Service)* allows access to FDIC insurance while enjoying the benefits of high dollar certificate of deposits. CDARS can be a valuable investment tool for depositors seeking the peace of mind that accompanies FDIC Insurance, but the convenience of working with your local community bank.

* Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC